You should contact your GAP insurer that you paid money to for a policy on the car you traded in to find out for certain if you have any type of refund coming to you.

Insurance guides differ but it is doubtful that all the monies you previously paid out for this coverage would be refundable since you did have the coverage on the car for the time you owned it, even if you did not have to make a claim against it.

If you were financing your vehicle, I do not believe you will receive any refund. It is usually part of your vehicle's financed monthly payment. The coverage that gets paid for each month is used that same month. If you paid for your vehicle and your gap insurance policy in full, you will need to contact the company you purchased the policy through to see if there is any unused premium which needs to be refunded back to you.

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