If you are in the process of obtaining a license you may be able to start a policy. If instead you do not have a valid license, nor do you plan on getting one, or cannot get one, then normally you will not be able to get auto insurance. An insurance carrier uses your driving record (MVR) that is attached to your license as part of their rating factors and without it you cannot be properly rated.

If you have an international or foreign license or perhaps a learner's permit then some insurance companies may start an insurance policy for you and give you 30 days in which to obtain a full license. If you do not acquire the license within that time frame then the insurance would be canceled.

If your license has expired, been suspended or revoked there is typically an insurance company that will allow you to acquire insurance from them with the requirement that you obtain a valid license within a set amount of time - generally 30 to 45 days.

If you are in the process of obtaining a license, get a car insurance quote here with us by following this link.

As of November 2006, we have one carrier that will cover you in Florida without a current license. All other carriers require a valid license at the time of purchase.