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If I get a ticket in Pennsylvania for speeding, does my car insurance go up, even if I live in New York State?

Pennsylvania and New York State are both part of the Drivers License Compact which allows member states to exchange information regarding moving violations. If you are convicted of the speeding ticket in PA, it will be reported to the NYS DMV.

The NYS DMV has decided not to record out of state violations committed by New York licensed drivers except for in certain alcohol or drug related violations or moving violations that took place in Quebec or Ontario, Canada. Except for violation convictions coming from Quebec or Ontario, points are not added to a NY driver's record for out of state citations.

Since the Pennsylvania speeding ticket will not be placed on your NYS record it is unlikely, but not impossible, that your insurance rates will not be increased due to it. Your insurance company may be able to do a comprehensive search and see this PA speeding ticket. If that is the case, then it will depend upon your insurance company’s rating system if your rates will go up.

You can find out about your carrier’s rating system ask your agent or contact the NYS Department of Insurance since rates much be filed with this insurance regulatory body.

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Question Details
This car insurance question was asked on 11/12/2006
This auto insurance answer was last updated on 11/21/2006
Danny S requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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