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Car Insurance Question  I live in Nevada however I received a speeding ticket in Utah for going 10 mph over the speed limit. I understand that in Nevada, a first speeding of 10 mph over does not have any points. However, does this infraction go on my driving record and will my insurance company find out about this ticket and possibly raise my rates?

The state of Utah where you received your speeding ticket and the state of Nevada, where you are licensed, both are members of the Drivers License Compact. Utah is thus required to report the ticket you received back to Nevada.

According to the Nevada Department of Motor Vehicles, any conviction of a traffic violation that occurs in another state is added to your NV driving record. Out of state citation convictions do not generate demerit points to be put on your Nevada license though.

It appears the information you are referring to, in terms to what Nevada places on a driving record, comes from section 484.3685 of the Nevada Revised Statutes (NRS). This section titled violations of speed limit in rural areas. Here it states:

1. Except as otherwise provided in subsection 3, a person driving a motor vehicle during the hours of daylight at a speed in excess of the speed limit posted by a public authority for the portion of highway being traversed shall be punished by a fine of $25 if:

(a) The posted speed limit is 60 miles per hour and the person is not exceeding a speed of 70 miles per hour.

(b) The posted speed limit is 65 miles per hour and the person is not exceeding a speed of 75 miles per hour.

(c) The posted speed limit is 70 miles per hour and the person is not exceeding a speed of 75 miles per hour.

2. A violation of the speed limit under any of the circumstances set forth in subsection 1 must not be recorded by the Department on a driver’s record and shall not be deemed a moving traffic violation.

3. The provisions of this section do not apply to a violation specified in subsection 1 that occurs in a county whose population is 100,000 or more if the portion of highway being traversed is in:

(a) An urban area; or

(b) An area which is adjacent to an urban area and which has been designated by the public authority that established the posted speed limit for the portion of highway being traversed as an area that requires strict observance of the posted speed limit to protect public health and safety.

Violations in Nevada can be seen by your insurance company for 3 years when they pull your MVR.This out of state citation will be placed on your driving record so your insurance company will see it.If this Utah speeding ticket will affect your rates depends upon your insurance company's rating system. You can request information on the rating system from your agent or from the Nevada Division of Insurance with whom rates must be filed with.

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This car insurance question was asked on 11/12/2006
This auto insurance answer was last updated on 11/25/2006
Joann N requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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