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If you were hit from behind and received injuries and your car is totaled out, but your insurance has expired, but the person who hit you has insurance are they liable for your damages?

Yes, in most states if you are not at fault in the accident, even if you are driving without insurance, you can place a claim with the person’s liability insurance policy that is at fault. You may need to check with your state’s insurance regulator to find out for certain if this is true in your state and in your situation.

In no-fault states you would normally be required to go through your own car insurance for your injuries so check with the at-fault party's insurance company to find out if you can put a claim in for your injuries and damages to your vehicle that their policyholder caused.

If you were cited for driving without insurance (expired insurance) you will need to take care of that ticket and likely be penalized with things such as fines, license or registration suspension, vehicle impoundment, etc.

You can get a quote for car insurance here with us so that you may obtain at least the state mandated insurance for your vehicle.

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This car insurance question was asked on 11/13/2006
This auto insurance answer was last updated on 11/23/2006
Jennifer requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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