No, it is not likely that you could place a claim against your auto insurance policy for an accident, and the resulting injuries, that occurred while on the motorcycle. The premiums you have paid for your uninsured/underinsured motorist policy have been only for coverage on your cars and not bike.
No coverage from an automobile policy is normally extended to a motorcycle. The general rule is that automobile insurance policies do not apply to motorcycles. Insurance providers' guidelines and terms of policies differ from state to state and insurance company to insurance company. Due to the varying terms and rules of insurance carriers you will need to check with your insurance company to find out if your automobile's uninsured motorist coverage would also extend to you while riding your motorcycle.
We have partnered with industry leaders to help you find the best rate for motorcycle insurance.The easiest way to save on Motorcycle Insurance is to follow this link or call 1-800-936-0356 and speak with our partners at Safeco Insurance.
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