Driving under the influence (DUI) is a serious offense that is classified in Illinois as a violent crime. If you are convicted of DUI in IL, the offense will permanently remain on your driving record. If you are arrested and/or convicted, you may lose your driving privileges and be fined and/or imprisoned.

Any type citation for driving under the influence of alcohol or drugs is usually taken very seriously by an insurance company since it makes the driver more of a risk to them. A person with a bad driving record is more of a risk for an insurance company then a person with a clean driving record and thus their rates are normally higher. The whole policy thus can be affected by one driver's DUI or serious driving infraction.

Since your son now has a DUI offense on his driving record, when your insurance company finds this out then his rates, and thus yours since he is on your policy, will likely be raised. Insurance companies rating systems differ so you would have to find out from your insurance agent to find out how much your son's DUI may affect all of your rates and for how long.

According to the IL Secretary of State, a DUI can subject you to high-risk auto insurance rates for three years. The IL SOS DUI Fact Book notes that high risk insurance for a person convicted of a DUI averages an additional (over their normal car insurance costs) $1500 per year.

If the your insurance rates go up due to your son's DUI, then you may want to comparison shop for auto insurance to see if you can find a better rate. Insurance quotes for Illinois can be found here with us.