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Q

If I wreck my vehicle and I get arrested for DUI does my full coverage insurance cover me if I have both collision and comprehensive insurance?


A

Normally if your auto insurance was in force at the time of the accident, even with being arrested for a DUI your insurance policy would cover you for the wreck. However if your policy has specific exclusions in it pertaining to a situation such as this, then the insurance company may be able to deny your claims.

To find out for certain if you would be covered for wrecking your vehicle while driving under the influence, contact your insurance agent and read through the terms of your car insurance policy. If you are covered then it will likely be your collision coverage that a claim will be placed for the damages your vehicle sustained. This also means a deductible would apply.

If your insurance rates rise or if your insurance company drops you due to the DUI, start searching for new insurance coverage here with us by getting a car insurance quote.


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