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Car Insurance Question  My mom is letting me have her car. She is financing it through a bank and makes the monthly payments. Can I purchase my own car insurance on the vehicle even though the car is in her name?

It can be difficult to find insurance for a car that you do not own and thus do not have your name on the title. Typically most insurance companies will want you to have insurable interest in the vehicle in order to get insurance on it. Having insurable interest means being an owner of the vehicle, co-signer or lien holder.

If you do not have insurable interest in the car, you may still be able to get insurance on the vehicle through Esurance. In some cases they will allow you to purchase a car insurance policy even if you do not own the vehicle. Start here to see about getting a car insurance quote for your needs.

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This car insurance question was asked on 11/28/2006
This auto insurance answer was last updated on 11/29/2006
Jen requested this car insurance solution.
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