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Car Insurance Question  I got a $30 ticket for speeding in North Carolina. It doesn't say that there are any points to it. My question are: Does the ticket written by the cop need to say that there will be points on your license for this ticket? Also since I am from Maryland what will the effect be with my MD record and will it hit my insurance?

No, typically moving violation citations, like a speeding ticket, do not need to list what the points will be for the violation. State laws and traffic citations can differ so in some areas this information may be printed on the ticket while in others it is not. I have not yet seen a ticket that listed the points on it. The driver usually will have to call the court listed on the citation for information on the amount of the fine and what other penalties, such as points, may come with the ticket if they want to plead guilty for the offense.

The newly updated MD Motor Vehicle Administration site notes that if you are convicted of a vehicle-related offense in a jurisdiction outside of Maryland, the MVA may assess points. The point values identified in Maryland law for similar offenses determine the number of points that you will be assessed.

The types of out-of-state violations for which points may be assessed in Maryland according to the MVA include:

  • Alcohol or drug related offenses;
  • Leaving the scene of a personal injury accident;
  • Homicide or manslaughter involving a vehicle;
  • Use of a motor vehicle in the commission of a felony.

The Maryland driver's manual currently states that once the MVA receives ticket information from another state they treat it as if the violation occurred in state. If that is the case, even if the offense is not one that they assign points to, it will be placed on your Maryland driving record.

Once the MVA will posts the NC violation conviction on your Maryland driving record, your insurance company will be able to see it as part of your MVR. Depending upon your insurance companies rating system this may or may not affect your rates. Contact your insurance agent to find out for certain or try contacting the Maryland Insurance Administration with whom insurance companies must file their rates with.

For affordable Maryland automobile insurance, click here.

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This car insurance question was asked on 12/2/2006
This auto insurance answer was last updated on 12/5/2006
David requested this car insurance solution.
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