California’s Compulsory Financial Responsibility Law requires every driver and owner of a motor vehicle to be financially responsible for their actions. The purpose of this law is to ensure that vehicles driven on California roads have liability insurance that provides financial responsibility for any damage or injury caused by a traffic accident, regardless of fault, and to remove uninsured vehicles from the highways. So if you will need to find out if you are covered by your family member's insurance policy when driving the vehicle in order to legally operate it on the roadways of California.

If you will be covered to drive your family member's car, even though you are not on the policy, then you should be able to drive their vehicle without a problem. In general most insurance policies will cover a family member or friend that borrows your car from time to time. If the family member lives within the same household then they would probably need to be added to the policy to be covered properly.

To find out if the car insurance provider for the family member's vehicle would cover you if you were in an accident while driving their vehicle, have the owner of the car call their insurance agent and get information on this situation.

If you are in need of your own auto insurance policy, get an online CA insurance quote here with us.