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Car Insurance Question  Will a license suspension caused by a non-driving offense (such as underage drinking) add points to my license or raise my insurance rates?

To find out if a license suspension caused by a non-driving (non-moving) violation such as underage drinking will add points to your license, you will need to check with your state's Department of Motor Vehicles. Each state has a different points system so that is why there is not a general answer to your question.

As for you insurance premiums, state insurance laws and insurance company guidelines differ but it is possible that your insurance rates could increase if you are ticketed and receive a license suspension for an alcohol offense such as underage drinking or minor in consumption.

Alcohol offenses are typically taken very seriously by auto insurance companies. Having a driver who may operate a vehicle while being impaired can be considered quite a risk for insurance providers.

To find out how your specific insurance carrier will react, regarding rates and premiums, to this non-moving offense and related suspension of your license, check with your insurance agent. He or she should be able to tell you about how your company's rating system is set up. For information on insurance laws for your state, contact your state's insurance regulatory body.

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Question Details
This car insurance question was asked on 12/5/2006
This auto insurance answer was last updated on 12/12/2006
Lacey K requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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