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Car Insurance Question  My insurance was canceled this morning at 12:01am due to non-payment. Then at around 10:30am a lady slammed her truck door into the side of my car at the grocery store causing damage. She did not have her insurance information with her. She gave me her name & phone number (hopefully correct) and I wrote down her tag number. I paid my policy current via internet at 8:00pm. It should be reinstated within a few days. What can I do if anything to get my car fixed?

Since your insurance was not in force at the time of the accident you cannot make a claim against your collision coverage. Even though you were uninsured at the time of the accident in most states you can still place a claim against the at-fault party's property damage liability insurance for the damages they caused to your vehicle.

You were not given the insurance information of the at-fault part at the accident scene so hopefully if you contact the person that hit you they will give you their insurance information or make other arraignments to pay for the repairs to your vehicle.

If your insurance is not reinstated and you need to obtain auto insurance for your vehicle, click here for a quote.

 

 

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This car insurance question was asked on 12/6/2006
This auto insurance answer was last updated on 12/13/2006
Cristal requested this car insurance solution.
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