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Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

If you have an accident on private property, do you have to have a police report to file a claim with your insurance company?

Insurance company claims guidelines can differ but normally no, you do not have to have a police report for an accident in order to file a claim. This is generally true for an accident that took place on private property or elsewhere.

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While it is usually helpful to those involved in the accident, as well as the insurance companies, to have a police report taken most insurance providers are aware that police cannot always make it to the scene of an accident and thus just request the accident participants to exchange information. Also in some certain areas and jurisdictions law enforcement refuses to respond to accidents that take place on private property.

If possible it is usually best to get a police or accident report to turn into the insurance carrier with your claim. Our article How To Deal With Your Insurance Company Regarding Claims may be of help to you if you are placing a claim with your insurance provider.

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Car Insurance Related My wife hit a still car that was illegally parked. A small dent resulted on bumper of the other car. The accident spot is a private property. We called 911. The police said both are at fault and denied any police report stating it is a private property. We gave all our insurance number and details to other driver. We did not hide just like hit and run. We followed the procedure. The other driver reported this to his insurance that insurance sent a claim to my insurance.What will happen? How much or whose going pay? If my ded on colln and comp is $500 each.
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My moms car was hit in a parking lot and te driver left, what are you supposed to do about that if the police want come on the property.
Comment added: 10:16 AM Aug-18
Question Details
This car insurance answer was last updated 6:15 PM Dec-14.
This Insurance Claims question was asked 06:07 AM December-9-2006.
Keith requested this car insurance help from CarInsurance.com experts.
Rated 7 out of 10 based on 1 votes.
Insurance Claims Category
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