Once a driver is convicted of a violation, both the New Jersey Motor Vehicle Commission (MVC) and NJ insurance companies can assign points and assess surcharges. The points placed by insurers are known as insurance points or insurance eligibility points.

Generally they are the same as the points imposed for motor vehicle points; however several serious violations that do not have motor vehicle points assigned to them will result in an assessment of points by the insurance company. The New Jersey Department of Banking and Insurance (DOBI) fact page on buying insurance notes that insurance eligibility points for a violation or accident are dropped when the incident falls outside the three-year “look back” period. It would appear that your DUI insurance points would thus be gone after 3 years but to be certain check with your insurance agent and/or the DOBI.