According to the Maryland Motor Vehicle Administration (MVA) to register a car in Maryland you need to show proof of ownership. As part of this you must submit the vehicle's current title that has been properly assigned to you. So it does not appear that you could register this newly purchased used vehicle if your name is not on the title but you can double check that this is correct by contacting the MVA.
It would seem that to register this vehicle your husband will need to clear up his issues with the MVA or place you on the title. The penalties for a lapse in insurance could include for the uninsured vehicle owner:
- Lose license plates and vehicle registration privileges.
- Pay uninsured motorist penalty fees for each lapse of insurance - $150 for the first 30 days, $7 for each day thereafter.
- Pay a restoration fee of up to $25 for a vehicle's registration.
- Be prohibited from registering any future vehicles until all insurance violations are cleared.
- Be prohibited from renewing a suspended registration until all insurance violations are cleared.
- Have license plates confiscated by an authorized tag recovery agent, once a registration suspension is in effect.
- Pay a fine of up to $1,000 and/or one year imprisonment for providing false evidence of insurance.
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