It will depend upon your state laws if you will need to submit proof of insurance when applying for a driver's license. Many states only require proof if insurance when you register a car though there are some states, such as North Carolina, that require insurance when applying for your original driver's license.

If you are getting your license reinstated due to a suspension or revocation then the courts (or state) may require you to carry financial responsibility coverage even if you do not own a vehicle. To find out what your state requires of you when trying to acquire a driver's license, check with Department of Motor Vehicles.

You may consider purchasing a non-owners insurance policy. Many insurance companies offer a nonowners policy for people who drive occasionally but do not own their own vehicle. Nonowners policies typically include liability, medical payments, and uninsured/underinsured motorist coverages. Non-owners policies do not include coverage for a vehicle like comprehensive, collision, towing reimbursement, or rental reimbursement coverage.

You can shop for insurance by getting a nonowners policy quote here with us.