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Car Insurance Question  While visiting New Jersey I received a speeding ticket worth 4 points. My license is from Florida and I am wondering how long will the points stay on and if the points change state to state?

New Jersey and Florida are both part of the Drivers License Compact so NJ courts will inform the Florida Department of Highway Safety and Motor Vehicles about this speeding ticket you were convicted of out of state.

According to the FL HSMV, if you have a Florida license and receive a traffic ticket out of state once they receive the citation information it will be added to your driving record. You will receive points on your license, if the violation is a point-accessible violation according to Florida statute 322.27.

Points do differ and change from state to state. In New Jersey if the speeding offense was worth 4 points then you must have been over the speed limit by 15 to 29 miles per hour. In Florida for being 16 MPH or more over lawful or posted speedĀ it is 4 points. If you were exactly 15 over the limit for your NJ speeding citation then it would only be 3 points in Florida.

Points that are placed on your Florida driver's license due to traffic violations stay on your record and are counted against you for 3 years for insurance purposes. Points can continue to accumulate on your record beyond those 3 years though so the state can keep track and impose penalties if necessary.

For example if you accumulate 3 major offenses or 15 minor offenses for which you receive points for within a 5 year period, your Florida license can be revoked. If you have amassed this amount of points in and offenses within 5 years you are found by the FL Highway Safety and Motor Vehicles (HSMV) to be a habitual traffic offender (HTO).

To find out if there are other options of how to reduce points or if points are ever totally take off your Florida driving record contact the FL HSMV.

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Question Details
This car insurance question was asked on 1/11/2007
This auto insurance answer was last updated on 1/17/2007
Diane requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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