Insurance companies' guidelines differ but in general non-moving violations are not a major rating factor for most insurance carriers. For instance parking tickets in some states are not even placed on your driving record, as long as you properly take care of the citation, so the insurance company would not see it when they pulled your motor vehicle record (MVR).

If the citation is placed on your driving record, typically a non-moving violation does not mean as much to an insurance company as a moving violation but some companies look at any and all violations when calculating rates.

Insurance companies differ on their point system that they use to assign values to items on your driving record or claims. If you are interested in finding out how your insurance company determines their rates you can contact your state's insurance regulator which they must file their rates with or ask your insurance agent about your carrier's rates.