There is no actual coverage that is full coverage but what many people refer to as "full coverage" is your state's minimum liability plus collision and comprehensive physical damage coverages.

Each state has their own mandated liability limits so to find out what they are ask your insurance agent, DMV or insurance regulatory body. We cannot advise you as to what the minimum lien holder’s limits are since lien holder’s requirements can vary. Your financial documents from your loan should inform you as to what insurance you are required to maintain on your vehicle until you have it paid off and are the sole owner.

When you see numbers such as 5,000/10,000/15,000 (or 5/10/15) are normally the limits listed for liability coverages of bodily injury and property damage. The first number is the maximum coverage for bodily injury for one person injured in an accident (thousand).The second number is the maximum coverage for bodily injury for one accident (thousand).The third number is the maximum coverage for property damage for one accident (thousand).

So you 5/10/15 means the limits for bodily injury would be $5,000 per person for injuries you caused to one person in one accident, $10,000 for injury to two or more persons in any one accident. The final 15 stands for a $15,000 limit for coverage of property damage that you caused to another party in one accident.

For an affordable insurance quote for liability only or "full coverage" on your vehicle click here.