CarInsurance.com Compare Car
Insurance Prices
> ZIP code:  Start Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I used to live in Florida when one of my cars windshield broke. It was covered under the comprehensive coverage portion of my car insurance policy. Now I lived in California and I have another windshield broken. My question is if also in California the deductible will be waived for the windshield replacement as in Florida?

No, California does not have a state statute or law similar to Florida which waives the comprehensive coverage deductible for the repair or replacement of a windshield. Some states have this as an optional coverage (like Arizona).

Even though the state does not require insurance companies to waive the deductible attached to a comprehensive physical damage policy for windshield repair or replacement you may check with your California auto insurance provider to find out if their internal guidelines allow for the deductible to be waived or lowered for glass breakage.

To the best of our knowledge only Florida, Massachusetts, Kentucky and South Carolina, are zero deductible states when it comes to windshield repair or replacement. That means that your insurance company is required by law to allow you use your insurance coverage to replace a windshield replacement with no deductible, but you must have comprehensive insurance on your vehicle.

In Massachusetts if you have comprehensive insurance you are covered for the full amount of the damage (loss) to your windshield with no deductible unless you opted for a $100 deductible for glass breakage.

In Florida when you have comprehensive or collision the deductible is waived when the front windshield is being replace due to damage, such as it being cracked.

So Florida and Massachusetts only fully cover windshields with no deductible due, but Kentucky and South Carolina cover all glass replacement.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedIs a broken windshield covered under my auto policy deductible?
Car Insurance RelatedIf your windshield is cracked must your insurance company replace it or does it require collision insurance according to Florida law?
Car Insurance RelatedIf my vehicle's windshield is cracked and I have comprehensive and collision, do I need to pay a deductible for replacement in California?
Car Insurance RelatedDoes a claim for windshield replacement cause your insurance premium to go up?
Car Insurance RelatedI live in Florida and have a broken windshield that is non accident related, do I have to pay my insurance deductible to have my windshield replaced?
Car Insurance RelatedHow can I replace damage to my windshield?
Car Insurance RelatedMy car was vandalized with a rock thrown through the window, both the front windshield and back glass were broken and a rock made a hole in back dash. What does this fall under for insurance? Is it pr...
Car Insurance RelatedIn Florida, if your front windshield is damaged by an object thrown by an individual, is the repair covered by your own auto insurance or by the insurance of the individual who threw the object?
Car Insurance RelatedAre there any other states besides Florida which require insurance companies to waive your deductible if you need your windshield glass replaced?
Car Insurance RelatedI have a Florida driver's license and got my first speeding ticket in Arizona (Yavapai County) for 100 in a 75 on Highway 40. How many points will I receive on my FL license for this and how would thi...
Car Insurance RelatedI am in the military and live in Texas but have a vehicle registered in Florida. My windshield recently broke and my insurance company says that I have to pay my deductible on my comprehensive policy...
Car Insurance RelatedIs this also the law in NY as it is in Arizona? This "full glass" coverage (may also be known as full safety equipment coverage) provides full repair or replacement of all glass used in the...
Car Insurance RelatedMy back windshield is broken out. Can I still drive my car? I live in SC.
Car Insurance RelatedWhat insurance is needed to cover a broken windshield?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
car insurance commentsI would love to see a list of states who waive the comp deductibles on glass replacement, like SC does on all glass and Florida does on safety glass(not like back or side glass-usually just windshields.
Question Details
This car insurance question was asked on 1/28/2007
This auto insurance answer was last updated on 3/8/2008
Gustavo L requested this car insurance solution.
Rated 6 out of 10 based on 1 vote.
Claims
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance