The at fault person having full coverage on his car allows that driver to place a claim for the damage to his car through his collision coverage.

As for your vehicle, normally property protection liability coverage of the other person only covers things such as building and fences and not cars but properly parked vehicles are covered under this coverage as well.

What the at-fault's insurance company will determine if you place a claim through their property protection coverage, is if your car was properly, legally parked. In many towns across Michigan it is illegal to park an unregistered, uninsured car in a public roadway. Some areas of MI even have ordinances against inoperable cars (which a car without registration or insurance may appear to be) being parked on private property.

If your car is determined to "properly" parked then the other person's liability insurance should accept the claim. If they do not you will have to get legal advise on if you can take the driver to court for the cost of repairs or if you will be saddled with them since you had neither liability or collision insurance on your car.

To get a quote for Michigan auto insurance, click here.