You will need to check with your New Jersey car insurance provider but likely they will require you to change insurance companies so that you are now being covered by a Rhode Island auto insurer since the car the car is now garaged there.

When you move you normally need to register and insure the car in the new state since each state has their own insurance limits and requirements.

Rhodes Island's Division of Motor Vehicles states that if you have recently moved to Rhode Island, you need to obtain a valid Rhode Island license upon becoming a resident. Furthermore, Rhode Island state law requires you to obtain a Rhode Island driver's license and register your vehicle with the DMV within 30 days of becoming a resident.

Proof of Residency documents for Rhode Island includes:

• Valid Voter Registration Card.
• Utility bill (gas, electric, telephone, cable, oil) in your name or in the name of an immediate family member with the same last name.
• Personal check or bank statement with your name and address (no P.O. box).
• Valid original lease agreement with your name and address. (Landlord's name, address, and telephone number also must be provided.)
• Payroll check with your name and address.
• Welfare check stub or food stamp card with your name and address.
• Insurance policy for your home/apartment with your name and address.
• Property tax bill for your residence.
• If a minor, school records and parent's license/ID with same address will be accepted.

Car insurance is mandatory in Rhode Island. You must carry liability at the minimum and your insurance company must be licensed to do business in the State of Rhode Island.

In Rhode Island, you must carry minimum limits of bodily injury liability - $25,000 per person and $50,000 per accident. This means you have coverage up to $25,000 for damages incurred by any one person and up to $50,000 in any one accident should more than one person be involved. The minimum limit required in Rhode Island for property damage is $25,000 per accident.

In RI, you may decline to purchase uninsured/underinsured motorist coverage if you choose to buy only minimum limits of bodily injury and property damage liability as required by law.

It would appear that you would need to change your auto insurance, whether personal or for business use to Rhode Island if that is now where you live, work and keep your vehicle. Check with your current auto insurance agent to see if they are licensed in both states, if they are then it should be easy to change over your policy. If not you can start shopping for RI car insurance here with us.