There have been lawsuits and discussion regarding this.

PIP, UM and Medical Payments are all endorsements to the Business Auto Policy. We do not believe this is possible but since we typically deal with personal car insurance and not commercial or business use auto policies we recommend you contact an agent that specializes in commercial/business auto insurance in the state of Florida.

You may also try contacting the Florida Department of Financial Services, the insurance regulatory body for FL. Their consumer division should be able to answer questions about what type of policies are allowed to be stacked in this state.