Normally even if your registration has expired or is not current due to other issues your insurance policy will still cover you in an accident. If your policy was paid up to date and in force at the time of the wreck then usually your coverages would still be in tact.

Insurance companies guidelines can differ and some do have exclusions pertaining to certain situation though so it is always best to read over your policy and speak to your insurance agent about the situation to get clarification on what your policy will or will not cover.

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