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Car Insurance Question  I know many people have already asked similar questions but here is a slightly different situation. I just got a speeding ticket out of state, will my insurance go up? I have my state farm steer clear and good student discount, would my insurance find out about the citation or not? I got it in Wisconsin and my state is Illinois.

While Wisconsin is not a member of the Drivers License Compact, which requires member states to exchange moving violation convictions, this state has still decide to share ticket information with the home state of a motorist and the state also receives information from other states in regards to their motorists that get tickets out of state.

Once you have been convicted of the speeding citation the Wisconsin courts will likely send the information about this ticket back to Illinois.

The drivers section of the IL Secretary of State site does not mention specifically that out of state tickets are put on your driving record. However the Illinois Administrative Code Motor Vehicle gives information on the Illinois offense table. Here it notes that all out-of-state convictions are to be considered and to be coded exactly as Illinois Vehicle Code violations with the exception of the first digit which shall be an “8.”

From this Administrative Code information listed above we gather that out of state moving violations will be added to your Illinois driving record and assigned points. In Illinois, speeding violation points are between 5 and 50 depending upon how much over the speed limit you were cited for.

As for your insurance rates, if the Wisconsin speeding violation is placed on your Illinois driving record then your insurance company, State Farm, could see it the next time they pull your MVR. Depending upon their rating system this out of state speeding ticket may or may not raise your premium cost.

To find out about their rating system contact your insurance agent or the IL Department of Insurance who they must file their rates with.

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Question Details
This car insurance question was asked on 2/1/2007
This auto insurance answer was last updated on 2/6/2007
Meng H requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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