How much could YOU save?
Request free quotes; find out now.
  • Someone may have
    just saved up to
    $950/yr
    on car insurance.
    Actual quote delivered: 1 hours ago
    Quote Range: $950-$1,900/yr
    Age: 33 Sex: Male
    State: Florida Tickets: 2
    Number of Quotes: 2
    Vehicle: 1997 FORD CROWN VIC POLICE INTCPTR
  • Someone may have
    just saved up to
    $1,050/yr
    on car insurance.
    Actual quote delivered: 9 hours ago
    Quote Range: $706-$1,756/yr
    Age: 20 Sex: Male
    State: Pennsylvania Tickets: 1
    Number of Quotes: 2
    Vehicle: 2000 VOLKSWAGEN PASSAT GLX 4MOTION
  • Someone may have
    just saved up to
    $1,091/yr
    on car insurance.
    Actual quote delivered: 9 hours ago
    Quote Range: $1,309-$2,400/yr
    Age: 53 Sex: Female
    State: Florida Tickets: 0
    Number of Quotes: 4
    Vehicle: 2011 FORD MUSTANG
  • Someone may have
    just saved up to
    $1,098/yr
    on car insurance.
    Actual quote delivered: 9 hours ago
    Quote Range: $1,098-$2,196/yr
    Age: 40 Sex: Female
    State: Florida Tickets: 0
    Number of Quotes: 2
    Vehicle: 1971 FORD ESCORT ZX2/SPORT
  • Someone may have
    just saved up to
    $948/yr
    on car insurance.
    Actual quote delivered: 9 hours ago
    Quote Range: $1,196-$2,144/yr
    Age: 26 Sex: Male
    State: Virginia Tickets: 0
    Number of Quotes: 4
    Vehicle: 2010 MERCEDES-BENZ C300 4 MATIC
We Scour. You Save.
We search the web to find the very best deals and money-saving tips. Then, we send them right to you.
Get insurance now:
Car Insurance Resources:
Get Free Quotes Now
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

My husband got a speeding ticket in a company vehicle in another state. His employer is trying to force him to pay them for lawyers fees to have the ticket disappear. How would a ticket issued to an individual affect another persons insurance policy? I am not sure if the work truck is covered under a company policy or the business owner's personal policy, but this just sounds odd that they are telling him it will increase their insurance.

Your husband's speeding ticket could affect the employer's company car insurance if he is listed as a driver on it. As a rated driver on a policy for the commercial vehicle, his driving record (MVR) would be looked at as part of the rating process.

If instead the work vehicle is on the employer's personal auto insurance policy the out of state speeding ticket your husband received may not affect the rates if he is not listed as a driver.

If the vehicle he was driving was a company work truck it would be more likely that it would be covered under a company business/commercial policy in which the employees would need to be listed as drivers. In this scenario your husbands driving record could affect the rates since all drivers' MVRs would be looked at when the company's policy premiums are being determined.

Your husband may see if he can fight his ticket or get it reduced to a non-moving violation on his own if he does not wish to pay lawyer fees. Some clerk of the courts, the department you normally call for ticket payment information, will work with you on this over the phone.

Free Auto Insurance Quotes





[Let CarInsurance.com help you find affordable auto insurance now.]

For example my husband just received an out of state speeding ticket and did not want it reported to his driving record so called the number on his ticket and the courts advised him on the phone that he could request a reduction in the ticket charge, to a non-moving violation. This request was accepted and he paid a slightly higher fine amount but kept the ticket off his record this way. Depending upon your husband's rate of speed and the state's laws in which he received the ticket he may be able to do something similar.

Share this article with:

Related Questions
Car Insurance Related Do you have to own the car to be able to insure it? For example, can a company owned vehicle be insured by an individual, or can a individually owned vehicle have insurance provided to it in the name of a company?
Car Insurance Related What is bond car insurance? Is it so you can drive any vehicle and be covered? That is what I'm looking for, some type of insurance that covers me to drive any vehicle, since I work at auto dealerships. My current insurance only covers my own personal car.
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance answer was last updated 11:14 AM Feb-12.
This Save Money question was asked 07:04 PM February-6-2007.
Tiffney requested this car insurance help from CarInsurance.com experts.
Rated 0 out of 10 based on 0 votes.
Save Money Category
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.
©2012 QuinStreet Insurance Agency, Inc. - Online Insurance Marketplace™
CarInsurance.com Feedback Survey