Yes, if at 16 you have your driver's license then you should be able to acquire your own car insurance policy in North Carolina. However, since an insurance policy is a legally binding contract, a minor usually cannot sign it alone; otherwise, the policy could be void.

As a result of you being a sixteen year old minor, a parent or legal guardian will usually be required to sign the insurance paperwork with you. This is done so that the parent, or legal guardian, can make sure a teenager purchases enough insurance to protect their own financial interests. Once you turn eighteen years old, you can be held responsible for your own decisions and actions. As a result, at that time in the future you can sign your own paperwork.

For information on NC car insurance you can contact their Department of Insurance. For an auto insurance quote click here.