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Car Insurance Question  I have a client with a commercial auto policy. His new employee got a ticket for failure to provide proof of liability insurance in the State of Oregon. However, he was driving a work vehicle while employed at his old job. Does he have to file the SR-22 since he was an employee and he was driving a company vehicle?

The employee should know if he was mandated by the state to file a SR-22 or not. If he plead guilty to the charge of driving without insurance then it is likely he will be required to carry the SR22.

In Oregon the DMV requires that your insurance company file an SR-22 certificate with DMV if (not a complete list):

  • You failed to provide proof to DMV that you have liability insurance,
  • You’ve been convicted of driving without insurance,
  • You’ve been involved in an uninsured accident,
  • You are applying for a hardship or probationary permit, or
  • At the time of reinstating your driving privileges following a DUII suspension.

If the employee has not yet been convicted of failure to provide proof of liability insurance then he should check with the court to see if the citation must remain with him or if instead it can be transferred to the owner of the work vehicle since it was his belief they were the ones required to hold insurance on it.

Or if his former employer did have insurance on it, then he should see if their proof of insurance would be enough to dismiss his ticket for driving uninsured. Typically if you had valid insurance at the time you receive the citation, the court may dismiss the citation if you provide proof to the clerk on or before the date you are scheduled to appear.

If the employee is unsure whether he is required to hold the SR-22 then he should check with the Oregon DMV.

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Question Details
This car insurance question was asked on 2/12/2007
This auto insurance answer was last updated on 2/16/2007
Amanda requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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