CarInsurance.com Quote Online,
Purchase Online:
> ZIP code:  Quote & Compare
Prefer to talk to an agent? Call 1-800-964-4849
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I got a DUI in 1999 and was required to carry an sr-22 for 1 year upon reinstatement. I just realized that my insurance company is still charging me for it. The state of CT no longer requires an sr-22, but my insurance company says that I have to get a letter from the DMV releasing me of my obligation to stop carrying the SR-22. Why can't the insurance company stop charging for something that isn't even required by law any more?

It would appear that your CT insurance company's guidelines for the removal of a SR-22 requires the policyholder to submit a letter showing that this certificate of financial responsibility can be terminated. This is likely to help policyholders from removing their SR22 prematurely and getting their driving privileges taken away by the state for not having the certificate in effect.

When you remove the SR-22 from your insurance policy then the insurance company must notify the DMV by filing a SR-26 with them. The SR-26 is filed when an individual has: cancelled their Certificate of Financial Responsibility prior to the time required, met the required time commitment and no longer is obligated to maintain the SR-22, or the person has been terminated by the insurance company.

Once you prove to the insurance company that the SR-22 is no longer required to be held by you they should stop charging your for it. The Connecticut Department of Motor Vehicles should hopefully be able to give you the letter that your insurer is requiring.

If you find your insurance rates are too high, even after the SR-22 is removed, then shop around for car insurance rates starting here with us.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedCan you purchase auto insurance online? What about an SR-22?
Car Insurance RelatedI received a speeding ticket in NY, and I hold a CT driver's license. Will the points be added to my CT driving record?
Car Insurance RelatedI received a ticket in NYS for driving 24 mph over the speed limit. I have a CT drivers license. I paid the fine and am now being charged $100.00 a year for the next 3 years for a "Driver Respons...
Car Insurance RelatedWe live in CT. My daughter recently moved in with a friend and is getting her own car insurance. If she lets this friend drive her car and he is not listed on her policy and he gets into an accident,...
Car Insurance RelatedI am a Connecticut resident. I just received a speeding ticket in Massachusetts going 92 mph in a 65 mph zone. What should I expect to happen because of this?
Car Insurance RelatedHow long does a DUI stay on your driving record in Connecticut?
Car Insurance RelatedRecently I owned a car in CT and my 19 yr. old daughter had an accident where she was at fault and hit a truck. Found that my insurance had cancelled but had the insurance card in the vehicle at the t...
Car Insurance RelatedIn the state of CT, can you let me know the penalty for driving without a license and being involved in a accident in inclement weather with a lapsed insurance policy?
Car Insurance RelatedHow do you go about getting the SR-22 off your insurance?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 2/14/2007
This auto insurance answer was last updated on 2/20/2007
Kristin requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance