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I go to Michigan State University and have received a few parking tickets from the University Parking Services. Do parking tickets, if paid on time, increase insurance?

A parking ticket is may or may not affect your insurance rates depending on how your specific insurance company assigns points to such infractions. There are insurance companies that will not raise rates due to a single parking ticket but if there are multiple ones or unpaid tickets that lead to a driver's license suspension your rates would likely be affected.

You may want to first ask the Michigan State University Parking Services if these parking tickets are report the to the MI DMV or not. If they are not then they would not go on your driving record to be seen by your insurance company. If they are then you may be rated on them depending upon your insurance provider's rating system.

You should discuss your insurance companies rating system with your insurance agent or you can contact your state's insurance regulatory body, the Michigan Division of Insurance, and find out about your company's rates that are filed with them.

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This car insurance question was asked on 2/15/2007
This auto insurance answer was last updated on 2/21/2007
Allison requested this car insurance solution.
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