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My boyfriend received a ticket for speeding and failure to stop in MA but he is from PA, he now has to go to court, will the ticket affect his insurance rate? Since he has a court date in MA if he doesn't show or pay the ticket will they come to PA to collect the money for the ticket?

Your boyfriend needs to take care of this out of state ticket by either pleading guilty and paying the fine or going to court to fight the ticket.

Massachusetts is not part of the Drivers License Compact (DLC), which requires member states to report tickets received by motorists back to the state where they received their license to drive, while Pennsylvania is. However MA will still share with other states information on moving violation convictions.

Although reported to PennDOT, minor traffic offenses such as speeding, red light, stop sign, etc., will NOT appear on your driving record, unless you are a CDL holder. Points will not be assessed to your PA driving record when convicted of a point related offense in another state either.

Both Massachusetts and Pennsylvania are members of the Non-Resident Violator Compact (NRVC). The Non-Resident Violator Compact requires member states to suspend the driver’s license of those who get traffic tickets for moving violations in other states and fail to pay them.

So if your boyfriend pays the ticket, and thus is convicted of offense, the PA Driver and Vehicle Services will be informed but not place the violation on his record or assign points. If instead he does not pay or otherwise take care of the MA speeding ticket and failure to stop citation, then according to the NRVC Pennsylvania should suspend his license.

If the MA offense is not placed on your boyfriend's PA driving record it is doubtful, but not impossible, that your insurance company will find out about the violation and raise rates due to it. Your insurance company could do an extensive driving record search though and find out about this MA citation, at which time your premiums could be affected depending upon your insurance carrier's rating system.

If his rates are affected by this or any other moving violations on his driver's history, he can come to us for an affordable Pennsylvania insurance quote.

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This car insurance question was asked on 2/22/2007
This auto insurance answer was last updated on 2/27/2007
Sam requested this car insurance solution.
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