CarInsurance.com Compare Insurance Companies
> ZIP code:  Start Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
My car was parked in my driveway at my house on 3/2/07 when the weather was terrible rain storms which caused flooding. I got in my car my driveway had a lot of water started my car proceeded to back out and my car died. I am being told that my engine got water in it. Can I collect from my homeowners insurance?

Your car's damages due to the flooding issues is not likely to be covered under your homeowners policy. It would though usually be covered under comprehensive coverage auto insurance if you have this on your car.

Comprehensive coverages cover your vehicle, and sometimes other vehicles you may be driving for losses resulting from incidents other than collision. For example, comprehensive insurance covers damage to your car if it is stolen; or damaged by flood, fire, or animals.

If you have comprehensive coverage on your vehicle call your car insurance agent to place a claim for the damage the flooding in your area did to your vehicle.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedMy car was driven through flood waters in hurricane Rita. The car stalled out a couple of times then finally broke down a month later. My insurance company has denied my claim stating that a qualified...
Car Insurance RelatedI bought a car that had a rebuilt title (so stated on the title). I insured this car with an insurance company by simply providing them with registration information, which is all they required. (I di...
Car Insurance RelatedI was planning to sell the car and kept it in a garage. New Orleans flooded along with my car. My finance company was charging me extra because the car was not insured. Was the "extra" my fi...
Car Insurance RelatedWhat are the reasons that my car considered total loss after the flood?
Car Insurance RelatedI filed an insurance claim for flood damage and the whole engine had to be replaced. What if the final repairs cost more than the original estimate given by the adjuster? Does the insurance company pa...
Car Insurance RelatedIf I have full coverage insurance on my vehicle, does it cover flooding?
Car Insurance RelatedDoes car insurance include flood insurance?
Car Insurance RelatedWhat does auto insurance consider flood? Would driving into high water be considered flood?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 3/10/2007
This auto insurance answer was last updated on 3/14/2007
Debbie M requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
Claims
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance