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The myth of if you pay too much for your traffic ticket that the court will not be able to close out the ticket and post it as a conviction on your record and thus your insurance company will not be able to see it has been around for a long time.
The actual full myth is that when you send in your fine payment check with the ticket, pay one dollar too much. As a result, the court will have to send you a refund for the extra dollar. When they do, never cash it. That way, they can't put the traffic violation on your record because the transaction isn't final, yet they have record of you paying for it. While this has circulated through word of mouth and through emails it is not true.
Research by lawyers and information given by courts say that this myth is fiction with no fact to it. If you pay your fine and check the box on the ticket for guilty you are being convicted of that offense. If you pay over the stated fine amount then you may be owed a refund but that would be an accounting issue and not an issue with your conviction for the violation.
Once a person pleads guilty by paying the fine the offense normally gets placed on your driving record where your insurance company can see the infraction. Whether rates would be raised due to the ticket would be up to the rating system of the insurance provider.
When your sister pays her ticket at the courthouse she can ask a clerk of the court what would happen if she sent in a check for more than the fine amount to find out the exact process that would have taken place. If her insurance rates do rise due to this ticket she can shop around for affordable auto insurance here.
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| This car insurance question was asked on 3/11/2007 | | | This auto insurance answer was last updated on 5/1/2007 | | | Kerry requested this car insurance solution. | | | Rated 0 out of 10 based on 0 votes. | | | Helpful Tips | |  Print this car insurance question and answer | |  Email this auto insurance answer | |
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