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Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

If you accidentally scratch your car against a parking rail (because of poor lighting), would this be covered by comprehensive insurance?

If you ran into a parking rail this would likely be considered a claim under collision and not comprehensive since you collided with an object. When you strike an object such as another car, fence, pole, etc it is normally a collision coverage claim.

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Comprehensive is for things other than collision and for when things strike your vehicle, like hail, an animal, etc. Comprehensive insurance also covers your car for damage to your car if it is stolen; or damaged by flood, fire or vandalism.

To find out for certain which of your coverages your insurance carrier would place this under check with your insurance agent.

Articles in our Learning Center such as How to Deal With Your Insurance Company Regarding Claims may be of help to you at this time.

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This car insurance answer was last updated 6:03 PM Mar-18.
This Insurance Claims question was asked 12:45 PM March-14-2007.
Vanessa requested this car insurance help from CarInsurance.com experts.
Rated 0 out of 10 based on 0 votes.
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