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Car Insurance Question  Can I use an insurance binder to register a car in CT?

Connecticut law requires all registered owners to maintain liability insurance on their vehicles. Insurance must be maintained at all times when there is an active registration on a vehicle.

According to the CT Department of Motor Vehicles insurance companies are required to provide you with an automobile insurance identification card for each vehicle. This card must be presented for registration of the vehicle and must be carried in the vehicle at all times.

A permanent insurance card must include the following information:

  • Name of the insurance company.
  • Name or name(s) of the insured registering the vehicle. If a vehicle owned by a leasing company, the name of the leasing company and/or the lessor may be listed.
  • Policy number.
  • Effective date of coverage (must be valid when the vehicle is registered) and expiration date (not to exceed one year).
  • Vehicle year, make or model, and complete vehicle identification number.

A temporary insurance card may be obtained from your insurance agent. A temporary insurance card must include the following information:

  • Name of the insurance company or agency.
  • Name or name(s) of the insured registering the vehicle. If a vehicle owned by a leasing company, the name of the leasing company and/or the lessor may be listed.
  • Binder number, policy number or the agent's code number.
  • Effective date of coverage (must be valid when the vehicle is registered) and expiration date (not to exceed 60 days).
  • Vehicle year, make or model, and complete vehicle identification number.
  • Printed name and signature of the agent or authorized representative.

An insurance binder is not listed as an approved document to show as proof of insurance when registering a car but you may want to check with the Connecticut DMV to find out for certain if you can use it to register a car.

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Question Details
This car insurance question was asked on 3/15/2007
This auto insurance answer was last updated on 3/19/2007
Joni M requested this car insurance solution.
Rated 0 out of 10 based on 0 votes.
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