In Oregon driving without insurance, or being unable to provide proof of auto insurance to a law enforcement officer when requested, is a class B traffic violation in Oregon. Oregon has a mandatory insurance law which requires every driver to insure their vehicle.

Driving without the mandated liability insurance in OR can result in fines (averaging around $300), suspension of your driving privileges and in some areas your vehicle can be towed. If a judge convicts you of driving uninsured, you will need to file proof of future financial responsibility (SR-22) with the DMV for 3 years or else your driving privileges will remain suspended.

If you are caught driving without insurance and are involved in a crash, your driving privileges will be suspended for 1 year. After the suspension period ends you will have to carry an SR-22 for 3 years. If you were at fault in the accident then you likely also be held responsible for the damages you caused to the other party.

Due to the fact that you have a Vermont license and registration the penalties might be a little different but probably just as severe.

Since you have a lapse in your VT car insurance you may want to make sure that your registration and/or driver's license have not been suspended by the Vermont Department of Motor Vehicles.

If you were cited for driving without insurance in OR check with the court listed on the ticket to see what penalties you will face and what steps to take next.