Maryland and Virginia are both members of the Driving License Compact meaning that the Maryland courts will inform the Virginia Division of Motor Vehicles about your speeding ticket conviction in MD.

The VA Division of Motor Vehicles states that demerit points can be assigned to your driving record for traffic convictions occurring out of state. In Virginia it is 3 points for speeding 1 to 9 mph above the posted speed limit and the conviction for the citation will remain on your Virginia driving record for 5 years.

Since the Maryland speeding ticket conviction will be reported to Virginia and placed on your driving record your insurance company should see it next time they pull your motor vehicle record.

Whether this out of state speeding offense will affect your insurance premium will depend upon the rating system of your insurance carrier. If you have a clean record otherwise then this ticket may not affect you or a safe driver discount may be taken away, again it depends upon your insurance company's rating system so speak to your agent about this.

According to the Virginia Bureau of Insurance if you or a member of your family has caused a traffic accident or has been convicted of a serious traffic violation, such as speeding or reckless driving, the price you must pay to obtain auto insurance might be higher. Insurance companies are allowed to increase your premium for automobile accidents where you, a member of your household, or other customary operator of the vehicle were wholly or partially at fault, and for convictions appearing on an insured's driving record. Surcharges may be applied for 36 months.

Most insurance companies in Virginia have a “Safe Driver Plan.” This means that if you and every driver in your household have had no “at-fault” accidents or convictions, you may qualify for a lower premium. If you and your family do not have a “clean” driving record, you will probably pay more. How much more depends on your particular driving record and the “Safe Driver Plan” of that particular company.

Virginia law prohibits an insurance company from increasing your auto insurance premium as a result of your involvement in an auto accident that was not wholly or partially your fault, so keep this in mind if you are ever in an accident which you are not found at fault for.