This accident should be investigated by the insurance companies involved and fault determined based on driver statements and the state negligence laws. If you have witness statements and a police report these documents may also help determine fault.

If the other party has stated that she did not have her lights or blinker on and that her brakes lights did not work it could help your case that in the heavy fog that this accident was at least in part her fault.

Report the accident to your insurance agent and see what he or she can tell you about your state's negligence laws, whether they are comparative or contributory. Once the accident is investigated by the claims adjuster they should be able to tell you if fault will be placed on you, the other party or both of you.

Articles such as How To Deal With Your Insurance Company Regarding Claims in our Learning enter may be helpful to you at this time.