It will depend upon state laws and insurance company guidelines if auto insurance rates will be raised after a driver turns a certain age.

Some companies offer lower rates to those between 50 and 65 years of age, since this group has lower accident rates. After age 65 rates typically begin rising again though and individuals over age 70 may have difficulty finding an insurer to accept them as a new customer since accidents for this age group tend to go up.

There are auto insurance providers though that give mature driver discounts for drivers of a certain age with clean records or discounts to seniors who attend an approved driving course.

To see what type of senior driver courses might be available to you, check with your insurance company and/or with the state DMV for a list of approved schools. Either your agent or the DMV should be able to tell you if any of the courses are available for you to take through the computer or if they must be attended in person.

For information on what state laws allow for in regards to rates for drivers over the age of 65 check with your state's insurance regulator.

You can always compare quotes on our site and see the difference in prices.