The Mandatory insurance law for Washington State, listed in Title 46 of the Revised Code of Washington (RCW), notes that as a Washington motorist you must carry with you an insurance identification card verifying you have a valid vehicle insurance policy. The current mandatory limits for WA are 25/50/10.

These numbers stand for $25,000 total for bodily injury per person, $50,000 total for bodily injury coverage per accident and $10,000 total for property damage per accident.

If you are found operating a motor vehicle without having proof of meeting the requirements of the mandatory insurance law you are committing a traffic violation. This infraction of the law is punishable by a minimum fine of $250. There are other fees and assessments that can be added to this fine so it typically costs about $450.To find out the exact amount of your fine you should call the court listed on your citation

There is also a public safety and education assessment that will be part of your penalty. A ticket for driving without insurance is like any other traffic infraction and will become part of your WA driving record.

To make certain you have at least the Washington state minimum auto insurance coverages so that you are not found to be driving without insurance and receive penalties listed above click here for an auto insurance quote.