CarInsurance.com Car Insurance Tips
> ZIP code:  Start Quote
Get insurance now:
Car Insurance Resources:

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
I got a speeding ticket in NH (49 in a 30). My car is registered in MA (which is where I have my car insurance). Will this ticket affect my record? Will I get points for this ticket?

The state of New Hampshire is a member of the Drivers License Compact (DLC) while Massachusetts is not a member of this reciprocal agreement. This Compact requires member states to report moving violations back to the state which the motorist is licensed in.

According to the Massachusetts driver's manual located at the MA Registry of Motor Vehicles (RMV), MA has arranged to share driving record and criminal violation information with other states. So even though Massachusetts is not a part of the DLC, they have their own agreements with other states to exchange violation information.

The RMV driver's manual goes on to say that certain traffic offenses committed by a MA licensed driver in other states will be placed on their MA driving record and treated by the RMV as if the offense had occurred in Massachusetts.

RMV also notes that out of state violations count toward possible license suspensions and Safe Driver Insurance Plan surcharges. Furthermore, if your license or driving privileges have been suspended or revoked in another state, your MA license will also be suspended.

Since the RMV treats most out of state violations as if they occurred in state, then a New Hampshire speeding ticket will likely be treated as if it happened in MA. If this is done, according to the Safe Driver Insurance Plan (SDIP) a minor traffic violation (like speeding) is assessed a 2 point insurance surcharge.

An insurance surcharge for a speeding ticket could impact a driver's rating plan. If it is your first minor traffic offense, than it may not since the MA Division of Insurance SDIP information states that there is not an insurance surcharge for a driver's 1st traffic violation.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedI am a Massachusetts resident and just received a speeding ticket in New York. I was going 90 mph in a 65 mph zone. Will NY report to MA, which will make my insurance rates go up? I am trying to figur...
Car Insurance RelatedI just received a moving violation in NYC for crossing double solid lines. My license is from Massachusetts. Can you tell me how many points MA will assess for this violation in New York?
Car Insurance RelatedI got a $25 ticket in DC for a "no left turn" violation. I am, however, a resident of Massachusetts. Will it affect my rating if I pay it? Also, what if I don't pay?
Car Insurance RelatedI got a speeding ticket in NY state, going 82 in a 65. Will this affect my Massachusetts auto premium??
Car Insurance RelatedThere appears to be some confusion regarding the interstate DLC (Driver License Compact) and what it means. If a Massachusetts licensed driver receives a speeding ticket in the State of Texas and pay...
Car Insurance RelatedI just received a ticket in Maryland, but I am registered and licensed in Massachusetts. Will the ticket affect my insurance?
Car Insurance RelatedWhich states share information with other states? DLA?
Car Insurance RelatedI have a MA license, 2 years ago I had received a speeding ticket in CT. I had misplaced the ticket and forgot about it. Few months later I received a letter stating that my license will be suspende...
Car Insurance RelatedI got my first speeding ticket going 89 in a 65 mph zone, will I lose my license? I live in New Hampshire.
Car Insurance RelatedWho are the party states of the DLC?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
car insurance commentsI was stopped in MA for a red light violation. My license is in MA. The vehicle my brothers and is registered in NH. I am a listed driver what will happen I have vehicles registered in MA. Will that effect his insurance in anyway?
Question Details
This car insurance answer was last updated 9:35 AM May-12.
This helpful tips question was asked 7:09 PM May-08-2007.
Pam requested this car insurance help from CarInsurance.com experts.
Rated 9 out of 10 based on 2 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2010 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance