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Car Insurance Question  I am from PA. If an uninsured driver hits my vehicle, am I responsible for paying for the deductible on my insurance?

Yes, normally you are responsible for the deductible if an uninsured motorist has damaged your car and you are making a claim through your own collision coverage.

You may check with your agent to see if your company ever waives the collision deductible in a case where there was an uninsured motorist at fault for the accident.

For consumer information on being in an accident with an uninsured motorist you can contact Pennsylvania Insurance Department.

 

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This car insurance question was asked on 5/16/2007
This auto insurance answer was last updated on 5/21/2007
Anita requested this car insurance solution.
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