It sounds as if you were in quite a scary accident and we are glad to here you walked away from it. What you will be entitled to depends upon insurance companies' guidelines and state laws.

You first can see if the insurance company of the car that was involved in the high speed chase and first collided with you will allow you to make a claim for your damages. It is likely though that there is exclusion for criminal activity or if the driver runs from the police though in the person's policy.

Typically the criminal activity exclusion provides that the policy does not apply to liability "arising directly or indirectly out of instances, occurrences or allegations of criminal activity by the insured."

If the at fault party's insurance provider does not accept a claim for the accident then you can make a claim against your own collision coverage. If the car is determined to be a total loss then you will be entitled normally to the actual cash value (ACV) of the vehicle. Even though the vehicle is only 5 weeks old usually there will be a bit of depreciation from the amount you paid.

You can read through the terms of your policy and speak to your agent to see what exactly what the terms of you insurance policy entitle you to.

You appear to be wondering about diminished value (DV). This term refers to the difference between what your car was worth before and after a car accident. If you can show that due to this accident your new car will suffer from diminished value you might be able to negotiate for it.

How successful you will be with obtaining money for DV largely depends on what state you live in. Several states, including Georgia, have had judges rule that insurers must compensate insureds for any real loss of value from an accident. There are also many states, such as Texas, that believe that DV is not necessarily true if the car is repaired properly and thus does not allow for DV.

To see if you have any other options you can check with your auto insurer, a lawyer or perhaps your state's insurance regulator. Normally a state's insurance regulatory agency will have a consumer division which you can get information on state insurance laws and perhaps advice on your situation.