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I just got a speeding ticket and a ticket for breaking my GDL. I was wondering if in the state of Wisconsin, there was a way that I can get the points back or will they be gone forever. I was also wondering how much my insurance will go up seeings how I have only had my license for 5 months.

According to the Wisconsin Department of Transportation Drivers and Vehicles division demerit points are assessed to drivers when convicted of a moving violation, beginning on the date of the violation. The courts send the Wisconsin Department of Transportation (WisDOT) Division of Motor Vehicles records of all convictions for moving traffic violations.

Persons who hold a probationary license are assessed double points for the second and all subsequent points. When 12 or more demerit points are accumulated in one year, a suspension of the driver privilege is required, for a minimum of two months.

Convictions remain on the driver records for five years from the date of conviction. However, alcohol related and some commercial violations remain on the record for 10 years to life.

Depending upon the miles per hour over the speed limit that you were cited for the points are normally 3, 4 or 6 points. The point total may be reduced by three points for attending an approved traffic safety course. Only one reduction is allowed in a five year period for points assessed to the A, B, C, D classification.

So you actually obtain demerit points for getting a speeding ticket, not lose points. You want a zero point total, meaning that you have a clean driving record. Accumulating points means that you have been convicted of moving violations.

Keep in mind points assessed as a result of a conviction for a moving violations are doubled for second and subsequent convictions while holding an instruction permit or probationary license. Also for GDL holders accumulation of 12 to 30 points within 12 months results in suspension for 6 months. If total point accumulation is more than 30 points within 12 months, suspension is for one year.

Insurance companies' rating systems differ so to find out if your insurance rates will increase due to this speeding ticket you would need to check with your insurance agent. If your rates do rise you can get quotes for Wisconsin auto insurance here with us.

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This car insurance question was asked on 5/23/2007
This auto insurance answer was last updated on 6/1/2007
Courtney requested this car insurance solution.
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