Colorado and Pennsylvania are both part of the DLC (Drivers License Compact). This Compact requires member states to report traffic offenses back to the state in which the driver is licensed so PennDOT will be informed of your CO speeding ticket.

Even though PA will receive information regarding the CO citation, PennDOT has decided that minor offenses will not appear on your PA driving record. PennDOT also does not assess points for minor out of state traffic violations.

Whether your auto insurance rates will be affected will depend upon if your insurance company does a comprehensive motor vehicle record search and sees this out of state offense. If they do, than depending upon the insurance carrier's rating system you rates may be affected. You can normally find out about your insurer’s rating system by asking your insurance agent.

If your rates are affected by your Colorado speeding ticket then you may want to shop around for affordable auto insurance.