CarInsurance.com Happy Holidays
> ZIP code:  Start Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
We live in VA. My 18 year old son is on my insurance and recently got a speeding ticket 50/30 in Fairfax County, VA. It looks like he will be required to go to traffic school. Will points still be assessed to his driving record after successfully attending traffic school? If not, is anything reported to the insurance company. How long does it take for information to get to the insurance company and who is responsible for notifying the insurance company of the offense, me, the County or VA DMV?

The Virginia Department of Motor Vehicles states that if you are convicted of a demerit-point violation committed when you are age 18 or 19 you will be required to complete a driver improvement clinic.

If you are under age 20 a computer-based driver improvement clinic will not satisfy a driver improvement clinic requirement. You must satisfactorily complete a clinic that provides classroom instruction.

If DMV requires you to attend a clinic, you must complete the entire eight-hour course. If you fail to satisfactorily complete the clinic within 90 days, your driving privilege will be suspended until you meet this requirement

If you are age 18 or older, you may be awarded five safe driving points after you successfully complete a driver improvement clinic. If a court requires you to complete a clinic, the court determines if you will be awarded safe driving points. So it appears here that it would be up to the court, if that is who is mandating your son to take a driver improvement class, to determine if he will receive safe driving points or not.

As a VA motorist you will normally receive six demerit points if you speed 20 miles per hour or more above the posted speed limit. Demerit points remain valid two years from the date you commit an offense. And a speeding conviction such as this stays on your driving record for 5 years.

Safe Driving Points are assigned for each full calendar year that you hold a valid Virginia driver’s license and drive without any violations or suspensions. In some cases, you may also earn safe driving points by completing a driver improvement clinic. You can accumulate a total of five safe driving points and you may use these safe driving points to offset demerit points.

So if your son is able to receive 5 safe driving points that would leave 1 demerit point on his driving record. There is no mention of taking the original traffic violation off the record though so that would remain for insurance companies to see.

In general insurance companies finds about moving violations you have been convicted of when they pull your motor vehicle record (MVR). However in Virginia it is noted that when you are convicted of a traffic violation, the court notifies the Department of Motor Vehicles (DMV). The DMV then does the following:

  • posts the conviction to your driving record;
  • assigns you demerit points according to the severity of the offense;
  • issues an order of suspension, if applicable;
  • issues an order requiring the successful completion of a driver improvement clinic, if applicable; and
  • notifies your insurance company upon request.

So it appears that the DMV may directly notify your insurance company of your son's traffic violation. Your insurance company may also assign points on your insurance record; however, DMV demerit points are not related to insurance company points. Insurance company points are developed by individual companies.

If it is the DMV that will inform your insurance company about your son's speeding ticket then you would need to find out from the VA DMV how long that normally takes. If instead your insurance company will find out the next time they pull your household MVRs then that is usually at renewal time or if you are starting a new policy with an insurance carrier.

You or your son can get Virginia auto insurance quotes here with us if your insurance goes up due to his speeding citation.

Share this on: Tweet this! Add to Facebook Add Google Bookmark Digg This Windows Live Favorites Add to Del.icio.us reddit this!
StumbleUpon Save to Ma.gnolia Save to Blinklist Technorati This Submit to Propeller Furl It Seed Newsvine
Related Questions
Car Insurance RelatedI got a speeding ticket in Virginia for going 84 mph in a 65. Will I get points on my license and will my insurance go up?
Car Insurance RelatedI was caught doing 81 in a 55 zone in Virginia and was told this constitutes Reckless Driving under Virginia law. I have a Maryland Provisional License, what should I expect to happen?
Car Insurance RelatedI have a VA drivers license, and I have -1 point on my record. Is minus 1 point good or bad? If VA gives you a point for every year you don't get a ticket and lets say that you get a speeding ticket f...
Car Insurance RelatedMy son got a speeding ticket in West Virginia for going 41 in a 25 mph. In WV this offense carries 5 points. Will my insurance receive this info? My husband last year got a speeding ticket in PA and o...
Car Insurance RelatedI have a Virginia driver license and got a ticket in North Carolina for doing 83 in a 65 mph working zone. Do the NC points pass on to VA? if it pass how many point would be?
Car Insurance RelatedWhat is the fine for reckless driving for speeding in the state of Virginia?
Car Insurance RelatedI have two violations that occurred in the past year and my insurance premium has just increased. I received my first speeding ticket and had the ticket reduced (44/35). The second violation was an H...
Car Insurance RelatedIf I appeal a ticket, does my insurance company still get notified or does it wait until the hearing is resolved?
Car Insurance RelatedWhy does my car insurance company want to know the names and ages of all children in our household over 10 years old? Do they plan to use this information to charge us more? If so, why?
Car Insurance RelatedHow old do you need to be to be able to drive in the state of VA?
Car Insurance RelatedI want to know in the state of Virginia, what is considered a good driving record? I pulled my driving record up and it says I have -2 points. Is -2 really bad?
Tell us what you think about this answer.
What did you think of this question and answer?

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way:
Visitor Comments
No visitors have commented on this answer.
Question Details
This car insurance question was asked on 5/29/2007
This auto insurance answer was last updated on 6/12/2007
Eric W requested this car insurance solution.
Rated 6 out of 10 based on 2 votes.
Helpful Tips
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms Of Use.
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance