You will need to call our call center so we can determine if you are eligible for coverage through one of our partners. If you are eligible then our agents can help you with purchase a Florida auto insurance policy.

Since you spend 6 months a year in Florida if you are eligible with one of our partners to obtain insurance they will likely require you to obtain a Florida license.

The Florida of Highway Safety and Motor Services gives information on how a non-United States citizen can obtain a Florida license. Florida then requires any part-time or seasonal resident living in FL for 90 days or more during the year to obtain a Florida personal injury (PIP) and property damage liability (PDL) auto insurance. After January 1, 2008 PIP is required in Florida.

For the months that you are not in Florida you must continue to maintain insurance on your vehicle or surrender your Florida tag and registration at the nearest driver license or tag office. If you choose to do this, when you next return to Florida you can register the vehicle after you have obtained proof of FL insurance once again.

The companies that we work with generally give you 30 days to exchange your foreign driver's license for a US license. So when you are in Florida call us toll free at 1-800-964-4859