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Car Insurance Question  In Illinois, if a passenger receives a seat belt ticket, pleads guilty, and pays the fine, does it go on their record or affect their insurance? How long would it stay on record?

In IL a ticket for a seat belt violation that goes on your MVR, which a conviction for this offense does appear on an Illinois driver's record, is considered minor by most insurance companies but could still increase your car insurance premiums depending upon an insurance company's rating system. With some companies, a small infraction may remove discounts and with other companies it may impose a surcharge.

A safety belt ticket in Illinois is a violation of the IL Seat Belt Act, Illinois Vehicle Code 12-603.1, which is non-point offense. The IL seat belt law requires states that all front seat occupants are required to be protected by a safety belt or safety restraint system, regardless of age. Passengers under age 16 regardless of location in the vehicle must be protected by a safety belt or restraint system.

A violation of this IL law is considered a petty offense and subject to a fine not to exceed $25 according to the information on the Illinois DOT site.

Violations normally remain on your Illinois driver's record for 4 to 5 years from the date of conviction. Citations or violations that form the basis for a suspension or revocation, information will be carried on your driving record for a minimum of 7 years from the date of reinstatement.

To get more information on the penalties and time that the offense will be listed on your driving record contact the IL Secretary of State. For information on if this safety belt ticket will affect your insurance rates check with your insurance agent.

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This car insurance question was asked on 6/5/2007
This auto insurance answer was last updated on 6/8/2007
Amanda requested this car insurance solution.
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