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What is a car insurance quote exactly? I always hear people talking about them and hear about them on commercials, but what are they?

The definition of a quote in this context means to state the current price of a good or service. So for a car insurance quote you are stated the current cost of auto insurance coverage for your vehicle based on the information you have provided.

Getting quotes, the current cost of auto insurance, from various car insurance providers allows you to shop around and find the best rates possible for your car and the type of coverages you want to place on it.

Quotes may differ depending upon an insurance company's rating system, rating factors and discounts they are able to offer you.

If you have a vehicle that you need to insure, you can get car insurance quotes here with us at CarInsurance.com. On any page on our site, you can enter your zip code and click on the 'Start Quote' button. This will start your quoting process.

In the states where we are an online insurance marketplace, after you enter your zip code you will go through these simple pages:

  • General questions
  • Drivers/Household Residents
  • Violations or Incidents
  • Vehicles
  • Coverage Selection
  • Account Setup

Then, you will be presented with auto insurance quotes online from carriers that we offer in your state based upon the information you provided. This is your auto insurance quote. You can select a company and Purchase Online, save and retrieve the quote later, or call our call center to assist you.

Once you select a company, we will ask more detailed questions in each category, pull any underwriting reports and supply you with a final verified, accurate rate. You can then purchase online or call our call center to complete the policy and print your proof of insurance.

In the certain states where you cannot currently obtain an online quote directly from our site you may be offered a list of carriers that can provide you an online quote. And in a few other states we will redirect you to Esurance insurance (one of our online partners).

If you prefer, you can call us toll free in the United States at 1-800-964-4859.

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Question Details
This car insurance question was asked on 6/11/2007
This auto insurance answer was last updated on 11/3/2007
Katlyn requested this car insurance solution.
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